An official website of the United States government
) or
https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
Money Basics
The Money Basics Guides are a series of educational resources to assist financial educators, credit unions, and other financial institutions promote financial literacy in their communities. These guides are also for everyday people who want to build their financial knowledge with practical skills they can use to manage their money. You can use the guides for group and individual learning.
The Money Basics Guide to Budgeting and Savings
Developing a budget can feel scary for many consumers. It requires you to be proactive about your financial situation and for many people, it can be hard to face. But having a budget is crucial to managing your money, staying out of debt, and ultimately building wealth. More than anything, budgeting helps you to keep track of what money is coming in and what money is going out of your pocket—also known as your income and expenses.
The Money Basics Guide to Savings and Checking Accounts
Establishing a savings and checking account is one of the first steps in establishing your financial foundation. These accounts allow you to deposit, store, and your withdrawal money. To learn more about account features and the things you need to know to manage your accounts wisely, check out this guide.
The Money Basics Guide to Building and Maintaining Credit
Understanding how to build and maintain good credit can feel intimidating, especially if you've experienced financial setbacks along the way. This guide is designed to teach you the basics so you can protect yourself from credit errors and fraud, while also building good money habits that make credit work in your favor.
