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Share Insurance Estimator
The Share Insurance Estimator bases the computations for coverage on the rules in effect as of May 2013. If any subsequent statutory or regulatory changes occur, NCUA will update the calculator as quickly as possible. The release date for this version of the Share Insurance Estimator is January 2014.
Take it one credit union at a time. Enter all of your share accounts for that credit union, then go through all three steps. When your report for the first credit union is complete, start back here with your next credit union and so on, until you have a report for each credit union where you have share accounts.
Help information is available by clicking the "What's This?". Under Resources below, the “Help” link provides information on how to complete each of the steps by account type. Also available is a “Glossary” of terms, “Security” information, “Privacy” information, “Open Government” information, as well as “Other Information” on share insurance at MyCreditUnion.gov.
If there is an error with your selection, you will see a . Click the red circled X to see the error message and how to correct your selection.
Because the Share Insurance Estimator only calculates coverage for one credit union at a time, the credit union name you enter will be set for the duration of your session or until you click 'Create a new report'.
The Share Insurance Estimator is designed to give an accurate share insurance calculation, assuming it is properly used and the account information is correctly entered. However, the results and conclusions generated by the Share Insurance Estimator are strictly advisory. This estimate is based on the share insurance regulations in effect as of May 2013. All actual claims for share insurance shall be governed exclusively by information set forth in the federally insured credit union's records and applicable federal statutes and regulations then in effect.
Effective December 31, 2010 all noninterest-bearing transaction share accounts are fully insured for the entire amount in the share account. Noninterest-bearing transaction accounts are transaction accounts where interest is neither accrued nor paid, depositors are permitted to make an unlimited number of transfers and withdrawals, and the bank does NOT retain the right to require advance notice of a withdrawal. This unlimited insurance coverage is temporary and will remain in effect at all federally insured depository institutions through December 31, 2012.
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