Glossary - N

The Federal regulatory agency that charters and supervises Federal credit unions. NCUA also administers the National Credit Union Share Insurance Fund, which insures the deposits of federally insured credit unions (both Federal credit unions and state-chartered credit unions.)

The program of flood insurance coverage and floodplain management administered under the Flood Disaster Protection Act (FDPA or Act) and applicable Federal regulations found in Title 44 of the Code of Federal Regulations, Subchapter B.

A financial or nonfinancial company that is unrelated by common ownership or control.

The status of an account that does not have enough money in it to cover one or more transactions. NSF also describes the fee incurred from a check that cannot be honored or does not clear because of insufficient funds in the checking account. NSF checks are often known as bad checks, bounced checks, or returned checks.