Life Events Can Impact Benefit Needs
During your lifetime you may experience marriage, birth or adoption of a child, job loss, or death of a family member. When considering your benefits, these changes are known as qualifying life events. Qualifying life events may trigger eligibility for a special enrollment period allowing you to make changes to certain benefits outside of the yearly open enrollment period.
When you experience a qualifying life event, most employers and insurers allow you to enroll or change your coverage immediately. If you do not have a qualifying life event, you will likely have to wait until the open enrollment period to make changes to your benefits. Contact your employer’s human resources department to learn more about your employee benefits.