Toolkit graphic

Credit Score Toolbox for Consumers

This toolbox answers a number of frequently asked questions to help consumers better understand the purpose and meaning of credit scores, and the steps they can take to improve the results. 

  1. How is my credit score calculated?

  2. What factors are considered?

  3. What factors are not considered?

  4. What is a good credit score?

  5. Why does my credit score matter?

  6. What can cause my credit score to change?

  7. How can I get my credit score?

  8. How can I improve my credit score?