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Credit Cards

Debit, Credit or Prepaid Card?

Understanding Your Credit Card Statement

Disputing Credit Card Charges

Consumer Loans

Why Reading Disclosures Is Important

Federal Laws that Protect Cardholders

Several credit card laws and regulations protect you from unfair practices, give you the right to dispute charges on your credit card, and allow you to file a complaint with your credit card company. Some of these laws include the Truth in Lending Act (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) , Fair Credit Billing Act (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) , Fair Credit Reporting Act (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) , Fair Debt Collection Practices Act (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) and the Credit CARD Act (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) .