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Credit Cards
Debit, Credit or Prepaid Card?
Understanding Your Credit Card Statement
Why Reading Disclosures Is Important
Federal Laws that Protect Cardholders
Several credit card laws and regulations protect you from unfair practices, give you the right to dispute charges on your credit card, and allow you to file a complaint with your credit card company. Some of these laws include the Truth in Lending Act (opens new window) (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) , Fair Credit Billing Act (opens new window) (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) , Fair Credit Reporting Act (opens new window) (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) , Fair Debt Collection Practices Act (opens new window) (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) and the Credit CARD Act (opens new window) (You will be leaving NCUA.gov and accessing a non-NCUA website. We encourage you to read the NCUA's exit link policies. (opens new page).) .