When approving a community expansion or addition, does NCUA look for the credit union to have a specific number of branches or CO-OP Network locations in the area in order to serve the geographic area?

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No. There is no requirement that you have a specific number of branches or service facilities in order to the serve the community area. The credit union is required to submit a two-year business and marketing plan with its community charter application. Management must demonstrate the credit union has both the ability and intent to serve the requested area. NCUA will review and assess the credit union's business and marketing plan as a whole and its ability to effectively serve the community with the current and planned branch. Coop Network, ATM, service facility, number of branches, demonstrate ability to serve, business plan, marketing plan, community