My ATM/debit card has been lost/stolen. What should I do?

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You should notify the credit union within two business days after learning of the loss or theft of your access device (ATM/debit card). If you do, your liability will be the lesser of the following:

• $50, or
• the amount of unauthorized transfers that occur before the credit union receives notice.

However, if you fail to notify the credit union within two business days, your liability could be as high as $500.