If we are in the midst of creating a plan for an underserved area, do we now have to resubmit the area to see if it matches CFPB's underserved county?

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No. If the requested underserved area has recently passed the Depository Institution Test, no other action is needed. A county listed as a CFPB underserved county can be used in lieu of the Depository Institution Test – not for determining if the area qualifies as underserved. Underserved, CFPB, underserved county, multiple common bond, depository institution test, concentration of facility ratio, in lieu of